Finance Memos provides information on both managing debt and accumulating assets.

Debt management topics include:

  • Student Debt Maturity
  • Impact of Student Debt on Mortgage Qualification
  • The Cost of a bad Credit Rating
  • The choice between a 30-year and 15-year fixed rate mortgage
  • The choice between a fixed rate mortgage and an adjustable rate mortgage

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Finance Memos

Discussing Personal Financial Decisions


Questioning Conventional Economic Wisdom


Questioning Conventional Economic Wisdom

Policy Memos

Questioning Conventional Economic Wisdom

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